Open a Wealthsimple Spousal RRSP
Wealthsimple’s Spousal RRSP offers optimized returns for a fraction of what big banks charge.
Our spousal RRSP will make you want to marry us too.
A Registered Education Savings Plan (RESP) lets you access free money from the government for your kid's education
The government will match 20% of your annual contribution, up to a lifetime maximum of $7,200 per child
No minimums - start today with as little as $1
The benefits of using Wealthsimple
Low cost - Wealthsimple's fees are just a fraction of what most investment managers charge.
Convenient - Five minutes is all it will take to open a Wealthsimple LIRA.
Smarter, personalized portfolios - Using Nobel Prize winning strategies and cutting-edge technology, we'll create the perfect portfolio mix to maximize returns while minimizing risk.
Track your contributions - The CRA's rules are confusing. We keep track of all your contributions so you won't have to.
Invest in your values - Wealthsimple offers Socially Responsible Investing, so you can do well and do good at the same time.
We keep your money safe
Your security and trust are important to us. We're committed to protecting your account with the highest standards of security available.
Over 1.5 million and counting - More than 1.5 million people use Wealthsimple’s investing, saving, and tax products
Everything is encrypted - We use state-of-the-art data encryption when handling your financial information and two-factor authentication (2FA) protection
CIPF protected - Your accounts are held with our custodial broker, Wealthsimple Investments Inc., and are protected within specified limits in the event of its insolvency by CIPF.
Powerful backing - Wealthsimple is backed by $380M in investment from some of the world's largest financial institutions
Simple honest pricing
Save thousands over the course of your lifetime by paying a fraction of what traditional advisors charge. You'll also never pay any trading, account transfer, or rebalancing fees.
Pay 0.5% management fee
Personalized portfolio
Expert financial advice
Auto-rebalancing
Auto-deposits
Dividend reinvesting
What people are saying about Wealthsimple
$5 billion
Assets Under Management
3.8k Five-Star Reviews
Best Financial Services Website
“Changing the way young people think about money”